Buy With Us

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Home Buying Process

Research Early
As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings. Make a note of particular homes you are interested in and see how long they stay on the market. Also, note any changes in asking prices. This will give you a sense of the housing trends in specific areas.
What Can You Afford
Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.
Get Prequalified
A pre-approved mortgage will lock in your interest rate for a set time period while you house hunt. It's essential in today's seller's market. It guarantees the seller you are ready and willing to purchase a home. It assures the seller you have the funds and ability to close. This lessens the risk to the seller and makes your offer much stronger.

The Garcia Group was invaluable to me when I first decided to sell my house. they gave practical advice on how to stage the home and knew the right price to list it. They have a great attitude and are a pleasure to work with.

Lisa B.

Who You Work With Matters

The Right Agent
Real estate agents are important partners when you’re buying or selling a home. Real estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the commission paid by the seller of the house.
Shop for Your Home
Start touring homes in your price range. It might be helpful to take notes on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.
Get a Home Inspection
Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. Your real estate agent usually will help you arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage. Both you and the seller will receive a report on the home inspector’s findings. You can then decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.

Don and I are very fortunate for being connected with Lourdes and Jay in buying a house. From start to finish they were very responsive, kind, and constantly professional. They made buying our first home an enjoyable and easy experience

Jackie and Don

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Success Is In The Closing

Have the Home Appraised
Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.
Coordinate the Paperwork
As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.
Close the Sale
At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!

Lourdes and Jay were fast and efficient. The entire process was smooth and hassle-free. Lourdes and Jay provided guidance and made our first experience buying a home stress-free and enjoyable!

Carlos and Teresa

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Find Out What Buyers Are Willing To Pay For Your Home
 


Raving Reviews

Every home has a unique story and we would like the opportunity to tell yours. With a focused approach of analysis, communication, perseverance, and patience that sets us apart from our peers. The Garcia Group listens to their clients, then using extensive knowledge of inventory, financing, and contacts, The Team empowers their clients to make informed, satisfying decisions.

OUR MARKETING COMMITMENT

WHAT MATTERS

ONLINE NETWORK

89% of all home buyers start their home search online. How your home looks online is the modern equivalent of Curb Appeal. Our team of expert marketers knows the ins and outs of syndication. We have strategic partnerships with Zillow, Trulia, realtor.com and dozens of other top online resources that consumers use to search for homes.


BROCHURES

The difference between average and extraordinary is found in the details. Brochures are impactful, full of color and details, loaded with amazing photos showing off your home's interior and exterior excellence. Brochures made of card stock art paper and matched with striking graphics, your home is guaranteed to stand out against the crowd.


SOCIAL MEDIA

Social media is not about posting your home for sale on Facebook. It's about strategically guiding the social audience to buy into what your home's story is. Demonstrating the love for all the things that makes the story of your home so unique.


VIDEO

Presenting the story of your home through video, capturing the essence of what makes your home so unique and attractive. We use HD video and Drone services to create an extraordinary experience that allows the consumer to experience what living in your home is like. It's about creating the experience!


Agents Connected

60,000+

14 Countries

Office Locations

5 Star

Client Reviews

Top Team

In Northern California

OUR WINNING STRATEGY

Every home has a unique story and The Garcia Group would love to tell yours. They understand real estate in South San Francisco, Daly City, Alameda, and surrounding areas and have the numbers to prove it. Their primary objective in partnering with you to achieve the highest net proceeds as quickly as possible. We expect you’re asking, “Why The Garcia Group?” Because WHO YOU WORK WITH MATTERS



REVIEWS


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Reviews


We would like to thank Lourdes and Jay for doing such a great job by helping us become first-time homeowners. They kept their word and it was a pleasure working with them. Lourdes and Jay were friendly and very professional and both need the highest praise! Everything went quick and according to plan. Thank you Garcia Group for helping us with our first home!



-Jennifer and David